Easy Buyer Pre-Qualification Form

To Find Your Max Projected Monthly Payment take your Total Income (If two are applying then both incomes) and subtract any other monthly debt such as credit cards, car loans, loans, medical bills (no food, telephone, cable, cell or any of the consumer type expenses). Divide it by 3. Take the resulting amount. That will be Your Max Projected Monthly Payment.

Total Income [minus] Debt = Expendable Income [Divided By 3]= Max Projected Monthly Payment

Example: Total Income=5,000 Total debt = 500 Expendable income =4500 Divide 4500/3 = Max Projected Monthly Payment = 1,500

THERE WILL BE A $30.00 CHARGE BY CHECK OR PAYPAL TO COVER THE COST OF PROCESSING YOUR APPLICATION. YOU CAN PAY BY CLICKING THE PAYPAL BUTTON.

BORROWER'S NAME
BORROWER'S TOTAL MONTHLY INCOME

CO-BORROWER'S NAME
CO-BORROWER'S TOTAL MONTHLY INCOME
TOTAL MONTHLY DEBT(credit cards, loans, medical bills)
COMBINED MONTHLY HOUSING EXPENSE
NAME and ADDRESS of BANK, S & L, or CREDIT UNION
PROPERTY TYPE YOU WANT
OTHER REQUIREMENTS How many bedrooms, bathrooms, sq ft, parking, fireplace, pool, fenced yard, etc. Be detailed! Type alot!
WHERE ARE YOU NEEDING TO MOVE TO?
YEAR BUILT & COMPLETE ADDRESS OF THE HOME YOU WANT IF KNOWN
NAME EMAIL PHONE OF OWNER
ARE YOU A FIRST TIME HOME BUYER?
WHAT IS YOUR CURRENT HOUSING SITUATION?
WHERE HAVE YOU LIVED FOR THE PAST 2 YEARS?
IF RENTING, HAS RENT BEEN 30 DAYS OR MORE LATE IN PAST 12 MONTHS ?
CURRENT RENTAL PAYMENT IF RENTING
PRICE OF HOME YOU LIKE IF KNOWN
TARGET HOME PRICE
AMORTIZATION TYPE: Fixed Rate, ARM Type, GPM, Other
TARGET DOWN PAYMENT
TARGET MONTHLY PAYMENT
CREDIT SCORE/RATING IF KNOWN
BORROWERS EMPLOYMENT FOR PAST 2 YEARS? Bus. Phone, Self Employed Y/N, Employer’s Address, Position, Hire Date, Years In Profession, Monthly Gross, Other Income ,Type
CO-BORROWERS EMPLOYMENT FOR PAST 2 YEARS? Bus. Phone, Self Employed Y/N, Employer’s Address, Position, Hire Date, Years In Profession, Monthly Gross, Other Income,Type
HOW FAST YOU NEED TO BUY	As soon as possible
	In the next 3 months
	In the next 6 months
	Within a year
BEST TIME TO CALL?
PHONE NUMBER
FAX NUMBER
PRESENT ADDRESS
CITY
STATE
ZIP CODE

THERE WILL BE A $30.00 CHARGE BY CHECK OR PAYPAL TO COVER THE COST OF PROCESSING YOUR APPLICATION. YOU CAN PAY BY CLICKING THE PAYPAL BUTTON.

Authorization To Release Information

Click on the Authorization To Release Information link above to print and sign form that states: I hereby grant permission for Problem Credit OK and/or its third party lenders and facilitators to obtain all information deemed necessary to process my mortgage loan application. This information includes, but is not limited to, my past and present employment status, my deposit accounts, my past and present consumer credit record, my mortgage record and/or my rental record. Email us a copy of signed form so we may check your credit.

AUTHORIZATION TO PULL CREDIT Yes, you can pull my credit

No, I Can Send You A Copy Of My Credit Report!

APPLICANT SSN:

CO-APPLICANT SSN:

Name of Person completing this form*

Thank You!

If this form does not submit, copy and past the questions into an email along with the answers and email them to me. Just click on the 'EMAIL' link. Leave a message on my voicemail, call me,or send me a letter by mail.

Requirements For Eligibility:

Bankcruptcy must have been 1+ year ago

Foreclosure 3+ years ago

Liens and Judgements must be paid off

If in collection must be at least 12 months old with no activity

2 years W-2/1099 or your tax return

Last months pay stubs

Document Rental History Past 2 Years

Donna Fontaine
Real Estate Investor
Problem Credit OK

PO BOX 172172
Miami, Florida, 33161

VM 760.661.7968 24/7
https://mprgomes.tripod.com/

EMAIL